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A new way of looking at investing is taking the financial world by storm. Investors are starting to think about how much money they can afford to spend rather than how many shares they can afford to buy. Purchasing a piece of Apple or Facebook once meant determining how many shares you could afford, but […]

Women have made immeasurable progress towards equality in the past century. Last year we celebrated the 100th anniversary of the 19th amendment, which gave women the right to vote. This was a pivotal moment in the women’s rights movement and has led to generations of women (and men) fighting for equal representation in the workforce.

On the surface, the idea of a frugal lifestyle often doesn’t sound appealing. The thought of living below your means and giving up things that you love, such as your daily coffee run, may sound draining. A frugal lifestyle, however, doesn’t necessarily mean you need to feel deprived. There are simple choices we all can

Many individuals may be tempted to be aggressive when crafting savings goals for retirement, so that they can accelerate their financial outlook. Research has shown, however, that it could have the opposite effect. Overly ambitious goals can be intimidating and deter people from sticking to them. Instead, it may be beneficial to consider making smaller

It is no secret that there are numerous benefits from delaying your retirement. A few extra years of work could provide an individual with a higher social security income and a larger savings balance. According to Fox Business, the average worker could increase their annual retirement income by as much as $9,500 by delaying retirement.

2020 taught us that unexpected events can throw a curveball into our lives at any moment. Instead of trying to plan what expenses may look like in a year, it may be a better idea to focus on short-term planning. Many people are opting for shorter, weekly budgets rather than monthly budgets. Here are reasons

This year tax season could be more challenging than ever. If you are one of the millions of people who worked outside your state of residence, you may be obligated to pay taxes to more than one state. These rules are normally complex and are further complicated by the pandemic. Here is a guide on

Many working families can benefit from the Earned Income Tax Credit. This credit can be used to reduce the taxes you owe. Millions of eligible people miss out on this credit every year because they don’t file tax returns or are too intimidated by the filing process to take advantage of this.     According

The uncertainty around the COVID-19 pandemic has highlighted the importance of saving. Americans are saving at unprecedented rates. According to the Bureau of Economic Analysis, the average saving rate of 7.6% in 2019 jumped to 33.7% in April 2020 and moved to 13.6% in October, still higher than average. Cash savings are a great habit

The Democratic Party will hold the majority votes in both the house and senate after the January 20th inauguration. This will make any tax-proposals from the incoming Biden administration more likely to pass with the needed votes. Here are ten of the proposed changes, how they could affect your tax situation, and strategies to minimize