Adarsh Admin

An increasing number of American adults over 55 are carrying a significant amount of debt (excluding mortgage payments). According to research collected by the Employee Benefit Research Institute, the share of households headed by someone 55 or older with debt increased from 53.8% in 1992 to 68.4% in 2019. The years immediately prior to retirement […]

While salary level is one of the main draws when considering a new job, benefits and perks offered by employers should not be ignored in the decision-making process. Often, benefits may be overlooked, especially from the perspective of a recent college graduate focused on obtaining a high earning job. However, according to the Bureau of

The Biden Administration and congressional representatives have proposed a federal paid Family Medical Leave (PFML) Act. Currently, employers are required to follow the Family and Medical Leave Act (FMLA), which provides employees with twelve weeks of job-protected and unpaid family leave for qualified medical and family reasons.       To date two plans have

The coronavirus pandemic has thrown a curveball into everyone’s lives. Fidelity Investment’s 2021 State of Retirement Planning Study collected information from 1,204 of adult financial decision-makers on how the pandemic has impacted their retirement plans.       82% of Americans say the events of the past year have negatively impacted their retirement plans. 55%

One of the most valuable tax credits for working parents is the child and dependent care credit. This credit is claimed by millions of people annually and has provided relief on the tax burden faced by many Americans who rely on childcare. The American Rescue Plan Act, the most recent economic stimulus package passed in

Personal finance is a broad and subjective topic that is often expressed as objective, specific rules of thumb, such as “never withdraw more than 4% of your retirement savings a year to make sure your retirement lasts” or “don’t buy a house that costs more than two and a half years’ worth of income”. While

Many student loan borrowers could face an unpleasant surprise on their tax bill this year; they may not be able to claim the student loan interest deduction. Roughly 12 million taxpayers take advantage of this tax break, which allows borrowers to subtract up to $2,500 a year in interest payments they have made on their

Wall Street has been notoriously male dominated since its inception. This pattern has traveled down to elementary-aged school children. Even now, girls are often discouraged from entering finance, math, or stem industries. It’s concerning that many young women may still be discouraged from learning about money. Here are five tips on how to help raise

Many individuals use investing as one of the primary methods to ensure their future financial success. It can be beneficial to strategically arrange your investments in such a way that provides returns with as minimal of a tax burden as possible. Here are three ways to minimize taxes on your investments.   1. Think Long-Term

Recent research has found that roughly 81% of the American population owns a smartphone. These devices have countless practical uses; however, not many individuals realize that their smartphones can also save them significant time and money on their taxes. Here are three ways you can utilize your smartphone to your advantage this tax season.